<p><em>Please submit your CV in English and indicate your level of English proficiency. </em></p><p><a href="https://himalayas.app/companies/mindrift">Mindrift</a> connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. <strong>Participation is project-based, not permanent employment.</strong></p><h3>What this opportunity involves</h3><p>While each project involves unique tasks, contributors may:</p><ul><li>Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance);</li><li>Create test cases involving qualifying income calculations for self-employed borrowers using Schedule C, K-1, and Schedule E;</li><li>Draft and audit conditional approval letters and adverse action notices for Reg B / ECOA compliance;</li><li>Distinguish Fannie Mae / Freddie Mac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios;</li><li>Document problem statements clearly and provide verified correct answers.</li></ul><h3>What we look for</h3><p>This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Ideally, contributors will have:</p><ul><li>Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or any related field;</li><li>3+ years of of mortgage, lending, real estate, or financial services experience;</li><li>Current or recent experience in underwriting &amp; origination or adjacent roles;</li><li>Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1;</li><li>Deep familiarity with Fannie Mae / Freddie Mac selling guides and knowledge of Reg B, Reg Z, and TRID disclosure timing rules;</li><li>Strong written English (C1+).</li></ul><h3>How it works </h3><p>Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid</p><h3>Project time expectations </h3><p>For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active. </p><h3>Compensation </h3><p>On this project, contributors can earn up to <strong>$50 per hour equivalent</strong>, depending on their level and pace of contribution. </p><p>Compensation varies across projects depending on scope, complexity, and required expertise. Please note that other projects on the platform may offer different earning levels based on their requirements.</p><p>Originally posted on <a href="https://himalayas.app">Himalayas</a></p>